The next chapter of Child Care Super is about to begin.

Some member-initiated transactions will be temporarily unavailable from 5pm on 4 September until 14 September while we complete the transfer.

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IMPORTANT NOTICE TO EMPLOYERS: Some clearing houses (including Xero and MYOB) are currently unable to accept contributions for Child Care Super members until 5 September 2026. If you use an impacted clearing house, contributions cannot be made until this date. Contributions can be processed from 5 September 2026 using the new USI

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Insurance in super
Types of cover

Types of cover

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Death cover

Heart with arrows circling around it

Total and permanent disablement

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Income protection

What types of cover do we provide?

There are three different types of insurance you can access through Child Care Super: Income Protection, Total and Permanent Disablement and Death cover.

What cover don’t we provide?

While we don’t want to get too bogged down in what we don’t do, it’s important to know that there are some types of insurance we (and every other super fund) are not allowed to offer through super.

We can’t offer Funeral insurance or Redundancy cover (which is separate to Income Protection cover). We also can’t offer Critical Illness cover (which is different to TPD), but we do include Terminal Illness cover as part of Death cover.

If you think you may need any of these additional types of insurance or want to know more about how they may be relevant for you, you should speak to a licensed financial advisor about getting covered outside of super.

Page last updated 6 March 2026