You work hard for every dollar in your super. Here's how to keep it safe from scams and fraud.

Protecting your super from scams and fraud

19 February 2026

NewsSuperannuationFinancial wellness

What every childcare educator needs to know.

Scams targeting superannuation are becoming more common. Child Care Super is here to help you spot them, avoid them, and know what to do if something doesn't feel right.


Child Care Super is committed to protecting our members from all forms of financial crime, including scams and fraud.   

According to the Australian Competition and Consumer Commission (ACCC’s) Scamwatch, a scam is 'when someone deceives you into providing personal or financial information so they can steal from you'.  

This is different from fraud, which is where a person ‘dishonestly obtains a benefit or causes loss’, and you may or may not be aware the conduct is occurring.  

Examples of scams and fraud in super 

ASIC’s MoneySmart website includes a list of superannuation-related scams that can occur, such as:   

  1. Phishing scams for your personal details  

  2. Encouraging you to open a self-managed super fund  

  3. Offering to get you access to your super early   

What to do if you think you've been scammed

If you believe yourself or someone you know has been subject to a scam, you can:   

  1. Report it to us at 1800 060 215 or info@childcaresuper.com.au   

  2. Report it to ScamWatch  

  3. Report it to the Australian Financial Complaints Authority (AFCA). 

To learn about staying safe from scams visit Scamwatch or the Australian Competition and Consumer Commission (ACCC).

For more information on how we protect your account, read How we keep your super safe.