What is an Occupational Classification?

An Occupational Classification determines how much you pay for insurance, based on your job or occupation.

Why should I care about my Occupational Classification?

If you currently work in a role that's considered to be 'lower risk', changing your Occupational Classification means you could pay less for your insurance cover.

Our Occupational Classifications

Your occupation determines your Occupational Classification, which makes a difference to how much you pay for insurance cover. There are three Occupational Classifications that apply:

Please note that if you (or your employer) has not provided us with details of your occupation, or if your occupation is not classified as White Collar or Professional, then it will be classified as Active, and you may pay more for your insurance cover.

The Active Occupational Classification covers a broad range of occupations with low physical activity, and for members who engage in light manual work only (i.e. childcare workers, veterinarians, chiropractors, osteopaths and physiotherapists).

How can I change my Occupational Classification?

You can apply to change your Occupational Classification by completing and returning the Occupational Classification form.