Service update: Our Coach team will be unavailable from 7-9 May and will return to normal operating hours from 9am Monday 12 May.
If you need assistance, our Member Services Team is still available on 1800 060 215.
Service update: Our Coach team will be unavailable from 7-9 May and will return to normal operating hours from 9am Monday 12 May.
If you need assistance, our Member Services Team is still available on 1800 060 215.
Thinking about death isn’t top of mind for most people, especially when you’re young and busy. By putting a few things in place now you’ll save a lot of distress for the people you care about when you’re gone.
Death cover (also known as life insurance) is a form of insurance. And like any insurance you pay a set amount to safeguard against the worst-case scenario. In this instance, that means providing financial security for your family if you die before a certain age (usually age 70) or if you’re diagnosed with a terminal illness.
When you take death cover out through your super, the cost comes out of your retirement savings, which minimises the impact on your household expenses today, but does mean there is an impact on your overall retirement savings.
We offer death cover on its own or bundled with total and permanent disablement cover and/or income protection. If you have a combo, you can relax knowing that you’re covered in the event of a major injury or illness that leaves you permanently unable to work.
If you’re already a member of Child Care Super, checking whether you have insurance cover is simple. All you have to do is log in to your online account, click on the Insurance tab and review your current cover. If you’re considering making any changes to your cover, we recommend understanding the potential challenges you may have with reinstating your cover later. You can also call our team on 1800 060 215 to chat about how this works or get in touch with a licensed financial adviser for personal advice.
Page last updated 1 December 2023
