A Successor Fund Transfer (SFT) is the legal process being used to move your Child Care Super account from the Guild Retirement Fund to the Smart Future Trust (these are the legal fund structures that sit behind your account).

Strict rules apply to an SFT to help protect members and their retirement savings. Specifically, the transfer can only go ahead if the Trustee is satisfied that members will receive equivalent rights and that the transfer is in members’ best financial interests.

After the transfer, you’ll remain a member of Child Care Super. You’ll manage your account the same way you always have, with the same team continuing to support you.