The next chapter of Child Care Super is about to begin.

Member-initiated transactions will be temporarily unavailable from 5pm on 4 September until 14 September while we complete the transfer.

We are aware some members are currently unable to login to their online accounts - we are working to resolve this shortly.

View key dates

Important notice to employers: All super contributions for Child Care Super members should now be made using our new fund details. Our new fund name is Smart Future Trust and our ABN is 68 964 712 340. Our product name remains Child Care Super and our new USI is 68964712340022.

Is superannuation taxed?

Yes, your super is taxed, but how it’s taxed depends on the type of contribution and/or withdrawal.

Any before-tax contributions, for example your employer contributions or salary sacrifice contributions, are generally taxed at 15%. Any after-tax contributions, such as SUPERSUPER payments or voluntary contributions, aren’t taxed at all. And any earnings you generate on your super is generally taxed at 15%.

If you’re over 60 and are looking to withdraw your super, it won’t be taxed. If you withdraw any of your super before your 60, you’ll generally be taxed between 17% and 22%.