My Situation
I want to boost my super before I finish working
Once you reach your preservation age, you can set up a Transition to Retirement (TTR) account and start making additional contributions into your super. This can be an effective way to boost your super in the lead up to retirement. Find out more.
I want to reduce work hours and draw an income from super
You can do this by setting up a Transition to Retirement (TTR) account from which you can withdraw a regular income (subject to limits) and keep contributing into your super account. Find out more.
I want to withdraw my super savings
You can access your super savings once you reach your 'preservation age' (conditions apply). Your preservation age depends on your date of birth, as illustrated below.
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Your date of birth
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Your preservation age
|
|
Before 1 July 1960
|
55
|
|
Between 1 July 1960 and 30 June 1961
|
56
|
|
Between 1 July 1961 and 30 June 1962
|
57
|
|
Between 1 July 1962 and 30 June 1963
|
58
|
|
Between 1 July 1963 and 30 June 1964
|
59
|
|
After 30 June 1964
|
60
|
Investment Scenario
If you’re aged 60 and over and haven't chosen how you'd like your super savings invested, then we will invest your super savings in the MySuper Consolidating lifestage option.
60 and over
Consolidating Lifestage
Return target
1.5% per annum above inflation over rolling 10 year periods
Level of Investment Risk
This option invests your money in a mixture of growth and defensive assets. There is a high level of risk involved in growth assets but over the long term these assets can deliver high returns.
Investment Mix
Total Growth Assets = 62%
Total Defensive Assets = 38%
Products that may suit you
MySuper
This is where you let Child Care Super choose your investment option for you based on your age.
Find out more
Choose your own with MyMix
This is where you select your own investments from a range of different options.
Find out more
Insurance
Our Death, TPD and Income Protection cover provides security for you and your family at some of the best rates in the superannuation market.
Find out more