How the Fund Works

The Fund was established under a legal document called the Trust Deed and Rules. The information provided in the Product Disclosure Statement is a summary of the benefits and terms and conditions of the Fund. As well as setting out Members' rights to the benefits they receive from the Fund, the Trust Deed also sets out how the Fund will operate.

The Trustee of the Fund, Guild Trustee Services Pty Limited, directs the activities of the Fund and has a duty to serve the interests of all Members. The Trustee's job is to ensure that the Fund is administered properly, that the assets are invested prudently and that Members receive their benefits on time.

Independent specialists are called upon for advice, including administration service providers, insurers, investment advisers and solicitors. The Administration service provider, Mercer employs staff with relevant superannuation expertise that are responsible for the day-to-day administration of the Fund.