Contributions and Rollovers

Rollovers

Keeping all your super together in one fund reduces the number of super accounts you have and, in turn, can reduce the fees you pay. It will also make your super much easier to keep track of and manage. To start the rollover process just complete and return a Rollover Form to us now.

Ways to contribute 

Members may make contributions by using any of the following options:

• Personal contributions - members can request and complete a Member Personal Contribution Form and return with a cheque payment.  Personal contributions can also be made by BPay or Direct Debit.
• Payroll deductions - employers may choose to offer this service. Employees can authorise their employer to deduct money from their after tax salary. Payments are then added to the employer's contribution return under the ‘Member Contribution (After Tax)' column.

Types of Contributions

• Salary Sacrifice.This is an arrangement between an employee and an employer where the employee agrees to have part of their before-tax salary sacrificed. If employees are paid under an Industrial Award, employers must determine if salary sacrifice is allowed. Payments are included in the employer's contribution under the ‘Salary Sacrifice (Before Tax)' column.
• Eligible Spouse.We can accept contributions made by a Member's spouse on their behalf. A spouse includes a de facto spouse, who must be living with the Member at the time the contribution is made. Some spouse contributions may entitle the contributor to a tax offset (limits apply - please see the Product Disclosure Statement for more information).
• Eligible Termination Payments (Employer ETPs). Employer ETPs rolled over into the Fund will be subject to preservation.

For more information about these options contact the Customer Service Team on
1800 060 215.